Includes index

Contents: Basic concepts in risk management and insurance: Risk in our society -- Insurance and risk -- Introduction to risk management -- Advansed topics in risk management -- The Private insurance industry: Types of insurers and marketing systems -- Insurance company operations -- Financial operations of insurers -- Government regulation of insurance -- Legal principles in risk and insurance -- Fundamental legal principles -- Analysis of insurance contracts -- Life and health risks: Life insurance -- Life insurance contractual provisions -- Buying life insurance -- Annuities and individual retirement: Accounts -- Individual health insurance coverages -- Employee benefits: Group life and health insurance -- Employee benefits: Retirement plans -- Social insurance -- Personal property and libility risks: The Liability risks -- Homwowners insurance, section 1 & 2 -- Auto insurance -- Auto insurance and society -- Other property and liability insurance coverages -- Commercial property and liability risks: Commercial property insurance -- Commercial liability insurance -- Crime insurance and surety bonds -- Appendixes.