01424nam a22001577a 450000500170000000800410001702000200005805000160007810000200009424500540011426000350016830000300020350000190023350509700025265000440122220210414114003.0120608t        xxu||||| |||| 00| 0 eng d  a139780072536409  aHG179.A4484  aAltfest, Lewis.  aPersonal financial planning. /cLewis J. Altfest.  aNew York:bMcGraw Hill,c2007.  axxiv,624p.:bill.;c26cm.  aIncludes index  aContents: Planning Basics: Introduction to personal financial planning -- Time value of money -- Beginning the Planning Process -- Ongoing household planning: Household finance --  Financial statements Analysis -- Cash flow planning - Debt --  Portfolio management: Non financial investments -- Financial investments -- Risk management -- Specialized planning: Other insurance -- Retirement planning -- Educational planning -- Tax and estate planning -- Tax Planning -- Estate planning -- Planning essentials: Stocks, bonds and mutual funds -- Background topics -- Integrated decision making: Capital needs analysis -- Behavioral financial planning -- Completing the Process -- Further specialized topics Web chapter A: special circumstances planning - B: career Basics - C: Regulation --  Appendix A: Modern investment theory -- Appendix B: Employee benefits -- Appendix C: Behavioral finance-applications -- Appendix D: Comprehensive financial plan-Dan and Laura.  a Finance, Personalx Financial planners