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    <subfield code="a">Altfest, Lewis.</subfield>
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    <subfield code="a">Personal financial planning. /</subfield>
    <subfield code="c">Lewis J. Altfest.</subfield>
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    <subfield code="a">Contents: Planning Basics: Introduction to personal financial planning -- Time value of money -- Beginning the Planning Process -- Ongoing household planning: Household finance --  Financial statements Analysis -- Cash flow planning - Debt --  Portfolio management: Non financial investments -- Financial investments -- Risk management -- Specialized planning: Other insurance -- Retirement planning -- Educational planning -- Tax and estate planning -- Tax Planning -- Estate planning -- Planning essentials: Stocks, bonds and mutual funds -- Background topics -- Integrated decision making: Capital needs analysis -- Behavioral financial planning -- Completing the Process -- Further specialized topics Web chapter A: special circumstances planning - B: career Basics - C: Regulation --  Appendix A: Modern investment theory -- Appendix B: Employee benefits -- Appendix C: Behavioral finance-applications -- Appendix D: Comprehensive financial plan-Dan and Laura.</subfield>
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