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    <subfield code="a">Contents: 1. Career decisions: Choosing a career -- Planning your career -- Getting the job -- Adapting to your job -- Keeping your job --
2. Money management: Pay, benefits and working conditions -- Federal Income Tax -- Budgets and financial records -- checking accounts and other banking services --
3. Financial security: Saving for the future -- Investing for your future -- Investing in stocks -- Investing in bonds -- Investing in mutual funds, real estate, and other alternatives -- retirement and estate planning --
4. Credit management: Credit in America -- Credit records and laws -- Responsibilities and costs of credit -- Problems with credit -- 
5. Resource management: Personal decision making -- Renting a residence -- Buying a home -- Buying and caring for a vehicle -- Family decisions -- 
6. Risk management: Introduction to risk management -- Property and liability insurance -- Health and life insurance
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