<?xml version="1.0" encoding="UTF-8"?>
<mods xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.loc.gov/mods/v3" version="3.1" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-1.xsd">
  <titleInfo>
    <title>Managing your personal finances</title>
  </titleInfo>
  <name type="personal">
    <namePart>Ryan, Joan S.</namePart>
    <role>
      <roleTerm authority="marcrelator" type="text">creator</roleTerm>
    </role>
  </name>
  <typeOfResource>text</typeOfResource>
  <originInfo>
    <place>
      <placeTerm type="code" authority="marccountry">at</placeTerm>
    </place>
    <place>
      <placeTerm type="text">Mason, Ohio</placeTerm>
    </place>
    <publisher>South-Western</publisher>
    <dateIssued>2002</dateIssued>
    <dateIssued encoding="marc">2010</dateIssued>
    <edition>4th ed.</edition>
    <issuance>monographic</issuance>
  </originInfo>
  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
  </language>
  <physicalDescription>
    <form authority="marcform">print</form>
    <extent>124 ] + xiii, 887 p. : col. ill. ; 28 cm.</extent>
  </physicalDescription>
  <tableOfContents>Contents: 1. Career decisions: Choosing a career -- Planning your career -- Getting the job -- Adapting to your job -- Keeping your job --
2. Money management: Pay, benefits and working conditions -- Federal Income Tax -- Budgets and financial records -- checking accounts and other banking services --
3. Financial security: Saving for the future -- Investing for your future -- Investing in stocks -- Investing in bonds -- Investing in mutual funds, real estate, and other alternatives -- retirement and estate planning --
4. Credit management: Credit in America -- Credit records and laws -- Responsibilities and costs of credit -- Problems with credit -- 
5. Resource management: Personal decision making -- Renting a residence -- Buying a home -- Buying and caring for a vehicle -- Family decisions -- 
6. Risk management: Introduction to risk management -- Property and liability insurance -- Health and life insurance
7. Consumer rights and responsibilities: Role of consumers in a free enterprise system -- Consumer protection -- Dispute resolution --</tableOfContents>
  <note type="statement of responsibility">Joan S. Ryan.</note>
  <note>Includes index.</note>
  <subject authority="lcsh">
    <topic>Finance, Personal</topic>
  </subject>
  <classification authority="lcc">HG179.R94(4e)</classification>
  <classification authority="ddc" edition="22">332.024</classification>
  <identifier type="isbn">0538699655</identifier>
  <identifier type="lccn">2010286219</identifier>
  <identifier type="uri">http://www.loc.gov/catdir/enhancements/fy1212/2010286219-d.html</identifier>
  <identifier type="uri">http://www.loc.gov/catdir/enhancements/fy1212/2010286219-t.html</identifier>
  <identifier type="uri">http://www.loc.gov/catdir/enhancements/fy1303/2010286219-b.html</identifier>
  <location>
    <url displayLabel="Publisher description">http://www.loc.gov/catdir/enhancements/fy1212/2010286219-d.html</url>
  </location>
  <location>
    <url displayLabel="Table of contents only">http://www.loc.gov/catdir/enhancements/fy1212/2010286219-t.html</url>
  </location>
  <location>
    <url displayLabel="Contributor biographical information">http://www.loc.gov/catdir/enhancements/fy1303/2010286219-b.html</url>
  </location>
  <recordInfo>
    <recordContentSource authority="marcorg">DLC</recordContentSource>
    <recordCreationDate encoding="marc">100309</recordCreationDate>
    <recordChangeDate encoding="iso8601">20211102131645.0</recordChangeDate>
    <recordIdentifier source="OSt">16127227</recordIdentifier>
  </recordInfo>
</mods>
